mortgage rates

The quick read

What's driving the attention

Mortgage rates in the US have reached their highest levels in over a year but show some recent fluctuations.

Mortgage interest rates in the United States have climbed to their highest point in more than a year, causing concern among prospective homebuyers and those considering refinancing. Recent reports indicate rates hovering around 6.5%, with some minor declines such as a 15 basis point drop in the 30-year refinance rate on August 6, 2026.